Available — 40 hrs / week

I build fintech & insurance systems that go to production.

Solo full-stack engineer. I ship Laravel and Filament back offices with the hard parts done right — payments, accounting, statutory rules, audit trails. I built and maintain a production insurance ERP running across multiple East African markets.

4+
Years shipping Laravel
1.
Production insurance ERP
3+
Payment rails integrated
2
Country statutory engines
01 / work

Selected systems

Takaful Management Solution
Insurance ERP · production · East Africa
Laravel 12 Filament v4 Vue 3 · Inertia REST API

The problemInsurers needed one system covering the full operational stack — distribution, underwriting, claims, retakaful and IFRS-17 accounting — instead of a stack of disconnected tools.

What I builtA deeply-featured core insurance platform: Filament back office, customer and employee portals, and a versioned REST API for mobile and partners. Country-specific statutory engines, retakaful (proportional, non-proportional, facultative), and integrated HR, payroll and treasury.

integrations M-PESA · WAAFI · DMVIC  |  accounting IFRS-17  |  markets KE · UG
Cooperative & SACCO platform
Savings · loans · profit distribution
Laravel 13 React · Inertia Double-entry ledger

The problemSavings societies and investment co-ops track member contributions, loans and year-end profit shares in spreadsheets — error-prone and impossible to audit.

What I builtA members-and-money system: contributions, loans with installment schedules, fixed deposits, withdrawals, fiscal-year close, partner ledgers, and automated profit distribution across member shares.

modules members · loans · deposits · ledger · profit distribution
Multi-currency budgeting app
Personal finance · shared households
Laravel 13 Vue 3 · Inertia Multi-currency

The problemPeople juggling multiple wallets and currencies have no clean way to budget, split with a household, and see where the money actually goes.

What I builtWallets, categories, budgets, transfers, recurring templates and shared households with a full audit log — multi-currency throughout.

features wallets · budgets · recurring · transfers · audit log
02 / capabilities

What I'm hired for

Filament back offices

Admin panels and internal tools that handle real complexity — roles, audit trails, multi-tenant data, and resources your team actually wants to use.

Fintech & payments

Ledgers, loans, settlement and reconciliation. Mobile-money and gateway integrations (M-PESA, WAAFI) and accounting that stands up to an auditor.

Insurance domain

Underwriting, claims, retakaful and statutory engines. I already speak the language — less ramp-up, fewer expensive misunderstandings.

Full-stack delivery

Laravel + Inertia with Vue or React, Livewire when it fits. From schema to deploy, shipped by one person who owns the outcome.

APIs & integrations

Versioned REST APIs for mobile and partner clients, webhooks, and third-party integrations wired in cleanly and documented.

Overflow & white-label

Reliable senior capacity for agencies — I slot into your process, hit the spec, and make you look good to your client.

PHP 8.4 Laravel Filament Livewire Inertia Vue 3 React Tailwind Pest REST APIs MySQL · Postgres
03 / faq

Questions, answered

What does Arif Hossen build?
Production fintech and insurance systems — including a full insurance ERP with M-PESA and WAAFI payment integration, IFRS-17 accounting, and retakaful support. Built end to end as a solo full-stack engineer.
What is the tech stack?
Laravel and Filament for application and admin layers, with the hard parts — payments, compliance accounting, and reinsurance logic — implemented for real production use.
Is Arif Hossen available for hire?
Available — 40 hrs / week. Open to contract and retainer engagements. Book a call or email hi@arifhossen.dev.
Where is Arif Hossen based?
Arif Hossen is based in Dhaka, Bangladesh and works remotely with clients across time zones.
04 / contact

Have a system that
needs to ship?

I take on a small number of contract and retainer clients. If you're building in fintech, insurance, or anything Laravel where the details matter — let's talk.